Why Millennials Love Alternative Financial Products

Recent news reports show that more millennials are turning to alternative financial products, such as prepaid cards, payday loans, signature loans, and check cashing. Financial experts believe that this growing market is influenced by two factors: (1 ...

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The 2014 Utah Annual Loan Report and Your Payday Loans

The average payday loans in Utah are now at an average of 466% annual interest—down from 2013’s annual average of 474%, this according to a report.High RatesAccording to the annual report of the Utah Commissioner of Financial Institution for the ...

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Are Money Fears Costing You Even More Cash?

Most people don’t bother learning how to manage finances because they think it is something that is too complicated to understand. Dealing with debt, fees and interest rates are tasks people associate with having to do lots of math (and sweaty palm ...

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Ethics on the Borrower’s End

Borrowing is a rather tricky matter, whether you’re dealing with a lending company or a friend (trickier still is when you deal with family). It’s saddening that some people take this lightly, especially when they deal with a family member or a f ...

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3 Things You Shouldn’t Charge on Your Credit Card

One swipe is all it takes to buy something – no matter how expensive or how large the item is. Yes, this is about credit cards and their power to help you with your purchases. The problem, however, is that most people think that every purchase that ...

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Breaking Bad…Habits: 3 Money Habits You Should Kick Immediately

Whether your current financial status is good or just about to get there, one of the first things you should keep a close look at if you want to be financially stable are your spending habits. Many of us have money habits that are ruining our finance ...

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Tips on Using Payday Loans Smartly

Payday loans are helpful when it comes to emergency expenses. As they are easy to acquire, anyone with a stable source of income can take out one and finance their activities. Plus, you can avoid costly late payment penalties and other fees with a sh ...

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