Loan Myths Debunked

Consider getting a loan? On your quest to know more about these loans, you might have heard a thing or two about them. There is also a tendency for the facts to be mixed with the lies. Dispel the myths by learning more about credits and car loans. Ed ...

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Why a Bad Credit Rating Will Not Keep You from Applying for a Loan

There are times when money becomes too tight that you feel you have no recourse left. There are some people, however, who decide not to get a loan after getting a job and fixing their finances. They think that a bad credit record was enough to deter ...

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Why Millennials Love Alternative Financial Products

Recent news reports show that more millennials are turning to alternative financial products, such as prepaid cards, payday loans, signature loans, and check cashing. Financial experts believe that this growing market is influenced by two factors: (1 ...

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The 2014 Utah Annual Loan Report and Your Payday Loans

The average payday loans in Utah are now at an average of 466% annual interest—down from 2013’s annual average of 474%, this according to a report.High RatesAccording to the annual report of the Utah Commissioner of Financial Institution for the ...

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Are Money Fears Costing You Even More Cash?

Most people don’t bother learning how to manage finances because they think it is something that is too complicated to understand. Dealing with debt, fees and interest rates are tasks people associate with having to do lots of math (and sweaty palm ...

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Ethics on the Borrower’s End

Borrowing is a rather tricky matter, whether you’re dealing with a lending company or a friend (trickier still is when you deal with family). It’s saddening that some people take this lightly, especially when they deal with a family member or a f ...

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3 Things You Shouldn’t Charge on Your Credit Card

One swipe is all it takes to buy something – no matter how expensive or how large the item is. Yes, this is about credit cards and their power to help you with your purchases. The problem, however, is that most people think that every purchase that ...

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