Are you looking for a quick infusion of cash without the hassle of a typical loan application and approval process? You’ve come to the right place. The team at Utah Money Center is here to provide you with several options available for hard money lending.

Land and Construction Loans

Utah Money center can help with your land acquisition,construction, or refinance your land construction projects or raw land.
Commercial hard money loans sometimes referred to as bridge loans allow opportunities for real estate investors to purchase undervalued properties at a discount.

Residential hard money loans, are great for borrowers to purchase properties quickly and with less hassle than traditional financing. Our residential hard money loans are not intended as short-term financing and not for permanent financing needs.  

Residential Rehab Loans or fix and flip Loans 

Are you a real estate investor who wants to  purchase an investment property to fix up and sell or to fix up a property you already own?

Hard Money Lending Basics

Hard money loans are loans secured by real estate.  They are typically a short term loan usually around 12 months but the term to longer if needed.  Instead of going to a bank or credit union to fund your project you would seek funding with private investors or a group of investors through a hard money loan.  You would make monthly payments with a typical balloon payment at the end of the term.

In many loan situations, lenders base your approval and the amount they can lend you on things such as your credit score, borrowing history and other financial details.  Even if you have a great credit score and income, you may find that the time period or stricter requirements here do not suit you and you need your loan quicker.  That is where we can help.

How Much Can You Borrow?

The amount of your loan is based on the value of the property you have or wish to have and the amount of down payment you will be making.  Whether you already own a property and wish to use it as collateral or you wish to acquire more property we are more concerned with property value and equity you have in the property  than with your credit history or score.   Where a bank would say “No” we can say “yes”  That is the beauty of a hard money loan.  

Typically a hard money loan can range anywhere up to 50% or 75% of the value depending on the loan.

About us:  Reliable Local Company

No matter what you require a hard money loan for, you can be rest assured you’ll receive it from reliable local professionals who understand your needs. We at Utah Money Center have been helping people with their finances since 2005, establishing great relationships with clients who utilize our services when they’re needed.


Fill out an application online or over the phone. Give us a call.

STEP TWO – Come in to Our Store

You will need a few simple things. The list is short and you can finish this step in under 20 minutes. Just bring or fax us what we need and we’ll get to work immediately for you.


Once everything is complete, drop by our store and get your money!

Simple Steps

If you are interested in a hard money loan please don’t hesitate to call today.  We can answer any questions and when you are ready we will start the application process and get you the money you need to help you move forward with your plans.   We want to help you be successful in your real estate investment properties and land plans.

For more on any of our hard money lending services, call Utah Money Center and lets discuss your options today.