Nope! Utah Money Center is a leader in helping people with all types of credit scores get rapid cash loans. We are not like the regular bank only able to lend to individuals with a perfect credit score. While we desire to assist everyone that applies, there are some limited circumstances that may prevent us from being able to approve a short term loan. Be sure that we do our very best to find a method to assist you whenever possible. A credit score does not have an impact on a short-term loan or signature loan.